Business interruption from loss of key people or shareholders, is something which can strike unexpectedly at any time. Alex McNiven at Employee Benefit specialists, Broadstone Financial Solutions, discusses the reasons for having business protection in place…

Recent press coverage relating to the risk of collapse in schools has brought the subject of reinforced autoclaved aerated concrete to prominence. The risks related to RAAC have been already identified in certain sectors such as the NHS whose large maintenance and estates teams have generally established procedures to manage the exposure. Much of the RAAC present in existing buildings today is now potentially beyond its lifespan and may be prone to collapse, particularly if it has been exposed to water…