Office Insurance

From multi-story to single floor, working remotely or from home, your office space is the hub of your business and an essential part of your operations. If the unexpected occurs, it’s critical you have the protection in place to keep your business trading.

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Who needs Office Insurance?

If your business operates from one or more office spaces, involves working in locations away from your business premises and relies on vital equipment and IT hardware, then an Office insurance policy from Griffiths & Armour can protect you following an unforeseen event that has an impact on your business. Disruption can be a relatively minor issue such as accidental damage to a laptop through to a major business interruption event including fire, flood, theft or structural damage.

All of these could result in loss of assets, liabilities or a business premises for an extended period and could have a catastrophic impact on your business and financial position. Having a tailored Office insurance policy in place can protect your premises, assets and employees, minimising business interruption and covering potential financial losses should the worst happen.

Prefer to talk? Get in touch with our experts today 0151 236 5656

Why choose Griffiths & Armour?

We understand that no two businesses are the same. Our extensive experience working with commercial and professional services businesses means our property and office insurance team understand that your working environment and office space is as unique as the business you operate. For that reason we know that in many cases, traditional office insurance policies do not provide the flexibility or protection you need for some of your work activities, especially those that involve employees working away from your office premises.

Griffiths & Armour, in partnership with industry leading insurers, has designed a unique type of office policy to support and protect your business against loss of assets and liabilities. Designed specifically to provide you with everything a traditional office policy can offer plus a range of enhanced features that can be selected to shape your office policy around the precise requirements of your business.

We call it WORKSPACEPLUS+

includes everything you’ll find in a traditional office policy, PLUS+…

+ Incidental manual work away from the office

+ Work at hazardous locations

+ Flexible cover that evolves with your work requirements

+ Use of hired in plant

+ Liabilities associated with the role of the managing contractor

+ 24/7 access to our industry-leading risk management platform ‘RMworks’

+ Regular insights and updates from our construction sector experts

+ Advice and support when you need it most from our in-house claims management team

Other related insurance classes you should consider:

Laura, Group HR Manager | Griffiths & Armour

Directors’ and Officers’ Protecting your personal liabilities and assets in the event of legal action.
Cyber Risk Protection in the event of a data breach or a malicious cyber attack.
Crime Protection against employee fraud, dishonesty, theft and fraudulent acts by third parties.
Public Liability Protecting your business from claims by clients or members of the public.
Professional Indemnity Professional service protection for claims brought against you by a client.

We go beyond insurance cover, giving you much more. & that’s the difference

Risk management We identify, manage and support you to reduce risks.
Leading insight We share claims intelligence and the effect new laws or legislation have on your policies.
Claims management If you need to claim you’ll get immediate support and effective resolution.

Tailored Solutions Bespoke risk and insurance programmes to fit the precise needs of your business.
Shared Knowledge Interrogating data and trends, sharing what we learn with you.
RMworks Online Comprehensive risk management platform for all clients at no added cost.

We can help you manage risk…online!

Get access to RMworks, our industry leading online Risk Management platform. Available to our clients at no additional cost, benefits include; extensive levels of practical risk management advice and guidance that can be shared throughout your business as well as training and support for your employees.

Claims intelligence, data analysis and centralised reporting also ensures you can track staff awareness of risk across your business, significantly reducing the cost of risk and premiums and the time you spend on administration through more streamlined and centralised processes.

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