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SubscribeWho needs Private Client insurance?
It’s all too easy to underestimate the number of high value items in our possession. The expensive gift received on a special occasion, that original painting collection on the wall, or you might be the trusted custodian of inherited family heirlooms or jewellery passed down through many generations. These familiar items are often the most precious, yet often under-insured, belongings in a home.
When it comes to your high-value personal assets, you want the peace of mind that if the unexpected occurs, it will be resolved quickly, with compassion and discretion.
Private Client insurance arranged through Griffiths & Armour can help you protect what matters most.
Why choose Griffiths & Armour?
When a private client appoints us, it’s about more than being their insurance broker. We’re entrusted with ensuring the most precious aspects of their life and their most treasured possessions are protected.
We assign you with an insurance manager who will facilitate a bespoke insurance solution that meets the needs of your lifestyle. We build a relationship with individuals and families across several generations, and our personalised approach means we are here to help you when you need it most.
FAQs
The Griffiths & Armour Private Clients team assist our clients in insuring their personal assets, both here in the UK and overseas. We specialise in working with individuals who need a personal and bespoke service to ensure they are protected in the ever-changing world in which we live. Learn more about the team here.
The Private Clients team focus only on the world of private clients and high net worth insurance, so our knowledge and expertise is focused. We are dedicated to Private Clients insurance
High Net Worth insurance refers to high value insurance to protect high value assets. These insurance products are designed to protect individuals with high value homes and possessions to include jewellery, fine art and antiques, overseas homes, prestige and classic vehicles and super cars. All of which can be covered under the one policy with one common renewal date. Bringing all policies together on one renewal date will not only assist clients by delivering enhanced cover but will also save the administration time of multiple policies spread across multiple renewal dates. In addition, cover can be arranged for boats and yachts.
Many clients have higher profile occupations, such as entrepreneurs, professional sports people, and celebrities who require greater levels of protection, a higher level of discretion and a tailor-made personal service to meet their requirements and lifestyle.
The policies usually provide annual travel insurance, cyber cover, home emergency cover and legal cover all as standard. A High Net Worth policy will invariably have higher inner limits to cater for high value assets. Policies will also provide new acquisition cover up to the stated limits, giving peace of mind that assets can be covered immediately.
Cover is on a worldwide all risk basis, and many policies are warranty free, meaning you have less restrictions on how your items need to be used and stored. Valuable items can be insured on an agreed value basis, meaning claims can be settled quickly with minimal disruptions to clients.
When you have significant assets there is a higher level of risk for the individual and potential losses are greater. A specialist policy will provide greater levels of protection and flexibility that would not normally be covered by standard policies.
Insurance policies arranged in the past may not always suit your current lifestyle or meet your requirements.
We can conduct a complimentary review of your current arrangements to ensure that you are adequately protected. Our years of experience in Private Clients insurance allows us to identify any areas that should be addressed as a matter of urgency.
If you would like a review of your current insurance arrangements just reach out to the team.
