Protect your future with D&O Liability insurance
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Stay connectedWhy D&O insurance matters
Directors and officers face growing personal liability risks that extend beyond the business itself. D&O Liability Insurance is designed to protect decision-makers from lawsuits, regulatory investigations, and unforeseen claims that can impact not just the company but also your personal assets.
Real risks, real protection
From wrongful act claims to regulatory challenges, D&O insurance provides a safety net in situations that could otherwise place your personal wealth at risk. No matter your company’s size, you could face:
- Lawsuits from stakeholders
- Government investigations
- Financial repercussions from company decisions
Protect yourself when you need it most
D&O insurance isn’t just about protection; it’s about preparation. In moments of unexpected crisis, from regulatory actions to claims against decision-makers, D&O coverage ensures your assets remain secure.
Watch our video to see how this coverage can protect you if the worst should happen.
Ready to secure your future?
Don’t leave your future to chance. Protect yourself and your business with tailored D&O insurance from Griffiths & Armour. Request your personalised quote today and take the first step toward true peace of mind.
FAQs
Directors and Officers insurance, sometimes referred to as Management Liability insurance or simply D&O, offers protection for company leaders, including Directors, Officers, Owners, Managers, and other decision-makers. It applies to both public and private companies and provides coverage for litigation or investigations related to alleged mismanagement or misconduct. Essentially, it acts as malpractice insurance for company decision-makers, covering claims that arise from “wrongful acts.”
‘Wrongful acts’ refer to any actual or alleged errors, omissions, misstatements, misleading statements, or breaches of duty. These acts can lead to claims that aren’t covered under a General Liability policy, which is why a dedicated D&O policy is essential for protecting decision-makers.
D&O claims can originate from various sources, such as shareholders, creditors, lenders, banks, regulators, and competitors.
Private companies often benefit in several ways from D&O coverage:
- It boosts confidence, helping to attract new directors to the Board
- Many venture capital firms require D&O insurance as a prerequisite for investment
- In cases of insolvency, D&O insurance can protect Directors’ and Officers’ personal assets from claims by creditors or bankruptcy trustees
For more details, check out our video on the advantages of D&O insurance
The cost of D&O insurance varies based on factors like company size, industry, location, and financial health. Griffiths & Armour’s team can guide you through this process to secure tailored coverage.
