News and Insights

5 reasons to get a valuation - the risks of under-insurance

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Underinsurance has historically been one of the biggest problems faced by insured's when trying to arrange settlement of a claim to replace property or interruption to their business. Our team lists five reasons to get an accurate valuation, the risk of under-insurance and which areas of your business require a valuation.

A Tricky Time for Trade Credit Insurance Companies

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The COVID-19 outbreak has brought a great deal of pressure on the UK credit insurance market. Our strategic partners, Atlas Risk Management Limited discuss the issues surrounding the Trade Credit Insurance market and the Government's Reinsurance scheme.

What steps should my business take to minimise the risk of a COVID-19 related Employment Practices Liability (EPL) claim?

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Employers are now facing an increased risk of COVID-19 related Employment Practices Liability (EPL) claims as employees return to the workplace and in some cases, resume normal operations. Our Risk Management team provide guidance on how your organisation can reduce the risk of a EPL claim.

How can my organisation navigate the Claims Liability landscape?

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Our Development Director, Troy Johnson, offers guidance on how your organisation can navigate the COVID-19 Claims Liability landscape and how to manage and mitigate the risks associated with your workforce continuing to operate remotely.

How can I protect my organisation from a Vishing attack?

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Many organisations continue to operate remotely, which has led to an increase in cyber-related attacks on employees working from home, in particular, vishing. Our Risk Management team have listed their key recommendations on how to protect your organisations and users from vishing attacks.

Unoccupied Buildings Policy Update

During the course of the UK-wide lockdown, many businesses and organisations were forced to close their premises in order to ensure that their workforce complies with government guidance. We have listened to our clients questions and provided answers and guidance in relation to their insurance programme. We would like to share some of those frequently asked questions and hope they provide some clarity on your Unoccupied Buildings policy.

FCA’s Business Interruption test case judgment announced

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The High Court has delivered its judgment in the Financial Conduct Authority’s (FCA)’s business interruption insurance test case.

Griffiths & Armour continue support of prestigious Engineering Award

Griffiths & Armour are once again supporting the Engineering profession across Ireland by sponsoring the Best Presentation Award 2020 at Engineers Ireland month of Engineering Excellence due to be held throughout November.

Working with Lay Clients: What could possibly go wrong?

Why do Lay Clients, such as householders, feature almost as heavily in claims against Professionals as D&B contractors? Professional Risks Director, Stephen Hargreaves talks about why and how professionals might re-evaluate their relationship with Lay Clients.

Cyber and Crime Insurance: Which policy does my organisation need?

Businesses of all sizes and industry sectors can fall victim to a variety of crime and cyber related risks. Today, the lines between the two insurance policies are indistinct and your business should invest in the appropriate cover that matches the risk. Our team have listed some points to consider to help you determine what constitutes a crime loss versus a cyber loss.

5 Observations on Directors’ and Officers’ Liability Insurance

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COVID-19 has and will continue to present unique challenges for businesses, directors and management teams in making critical decisions on behalf of customers, colleagues, and other stakeholders in addition to complying with legal and compliance obligations.

Ammonium Nitrate: Risk and Insurance

Recent events in Beirut have highlighted the potential catastrophic effects of an ammonium nitrate explosion. In this article we provide important guidance and recommendations for all organisations handling and storing ammonium nitrate.

How will COVID-19 impact my construction project? Q&A with our Construction Brokers

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Over the last few months, our team have listened to construction client’s questions concerning individual construction projects. Here are some of the most frequently asked questions to help you understand how COVID-19 may an impact your future construction projects.

Is my Building Ventilation safe for a return to the workplace?

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As organisations start to reoccupy their premises post-lockdown, consideration of the risk of long-range airborne transmission of COVID-19 must be assessed and managed to ensure a safe return to the workplace. Our Risk Management team discuss practical measures businesses should have in place.

Griffiths & Armour and BLM Webinar: Care Sector in the Spotlight

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We were delighted to have recently held a webinar in partnership with BLM. Our panel of insurance and legal experts shared their knowledge of how organisations can navigate through the risks, claims and legal challenges for the care sector post COVID-19.