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Protect your business against water damage

3 December 2024

Water damage is a growing concern for businesses across the UK, with increasing risks from flooding, storms, and leaks.  

As climate change drives more frequent and severe weather events, organisations face heightened exposure to water-related damage as a result of storms or flooding, regardless of season or location. Leaks can also occur unexpectedly, often from mechanical damage, corrosion, freezing, or overflowing, leaving businesses vulnerable to significant financial and operational disruption. Beyond the immediate costs of repairs and replacements, businesses may also experience significant operational disruption, leading to loss of revenue and productivity.  

This article outlines essential steps to help protect your business from water damage, along with practical resources to minimise water damage risks. 

6 steps to manage water damage risks: 

  • Conduct routine building condition inspections 
  • Maintain drainage systems 
  • Install floodproofing measures 
  • Use water-resistant construction materials 
  • Sign up for and monitor flood risk notifications 
  • Implement emergency response plans  

 How can I minimise water damage risks? 

To help businesses mitigate water damage risks as a result of flooding, storms, or leaks, Griffiths & Armour has published the Water Damage Risk Directory 2025/2026. This guidance can be found in RMworks, Griffiths & Armour’s online risk management portal, which is available at no additional cost to all our clients. For a limited time, you can request a copy of the Water Damage Risk Directory by completing this form. 

Risk Directory is a comprehensive resource library of technical risk management guidance and supporting documentation. It comprises over 60 guidance documents, each delivering practical, regulatory, and technical advice to support our clients. 

The Water Damage Risk Directory outlines key actions for safeguarding assets, from assessing flood risks and implementing flood prevention measures to ensuring effective storm damage management and leak detection.  

If you have any questions about the contents of this article, please do not hesitate to get in touch with the author. Request your copy of the Water Damage Risk Directory here.

Whilst care has been taken in the production of this article and the information contained within it has been obtained from sources that Griffiths & Armour, an Aon company believes to be reliable, Griffiths & Armour, an Aon company does not warrant, represent or guarantee the accuracy, adequacy, completeness or fitness for any purpose of the article or any part of it and can accept no liability for any loss incurred in any way whatsoever by any person who may rely on it. In any case any recipient shall be entirely responsible for the use to which it puts this article.

This article has been compiled using information available to us up to 3 December 2024

Author

Greg Street

Risk Management Managing Director

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