As we move towards the summer months, many of us begin to look forward to our holidays – and whether you plan to relax on a beach with a cocktail or go whitewater rafting down the Colorado River, it is essential to have the correct travel insurance in place to safeguard yourself and your family before you travel.
It is recommended that travel insurance is arranged at the same time as booking your trip, as securing coverage on the same day ensures prompt protection against unforeseen events that may force you to change your plans. Our team is always available to offer guidance and support on the best type of cover at the planning stage, at the time of booking, or at any point before travel.
What is Travel insurance?
Travel insurance protects you financially if your trip away doesn’t go as planned and you incur unexpected expenses for delays, losses, or medical treatment. Whether traveling abroad or in the UK, travel insurance can step in to provide you with peace of mind and financial protection. For example, should you need medical attention the costs abroad can be extremely high, and without insurance you could face significant expense.
Do I need specialist travel cover?
When it comes to High Net Worth travel insurance, one size doesn’t fit all.
Here at Griffiths & Armour, we understand that travel arrangements often require an individual and specialist insurance policy – where a standard travel policy may not be sufficient.
Some High-Value Home Insurance policies include travel insurance cover as standard, often offering higher policy limits and enhanced cover compared to a traditional standard travel insurance policy. It is always wise to check what level of cover you have in place before you travel. Our team can look at this for you.
How can Griffiths & Armour assist?
We can provide travel insurance with first-class levels of cover, tailored to suit your personal requirements – no matter where you’re going in the world. We can also offer cover for your entire household, including any domestic staff travelling with you.
We understand when you’re adding luxury accommodation, expensive flights, and adventurous activities to the mix, you may exceed the limit of a standard travel insurance policy. Griffiths & Armour offers access to stand-alone annual multi-trip travel insurance, or travel insurance for single trips. We can also access travel insurance with flexible age limits.
High Net Worth travel insurance can cover a variety of risks with higher levels of cover.
These can include:
- Annual worldwide multi-trip cover
- Cancellation and curtailment cover
- Luggage, including cover for high value jewellery and possessions
- Personal liabilities
- Delays
- Missed departure
- Pre-existing medical conditions
- Medical expenses
- Boat and yacht cover
- Cover for sports equipment, including skiing and golf
- Winter sports
- Personal accident
- Kidnap & Hijacking
- Repatriation
Don’t let standard travel insurance restrict your holiday enjoyment – focus on your amazing holiday and not your insurance cover!
A lifetime of memories are made when you explore the world with confidence
Contact the Private Clients team to discuss your travel insurance requirements.
Griffiths & Armour Private Clients can provide high value home insurance including cover not just for the main home, but second or holiday homes, prestige and performance vehicles, watercraft, high value jewellery, antiques, collectables, and lifestyle protection.
If you have any questions about the contents of this article, or if you’re planning a holiday and would like to check that you have the right cover in place, please do not hesitate to contact us and a member of our team will be in touch.
