Property Damage/Business Interruption Large owned estates with buildings of various construction materials, uses and occupancy. Risks of loss from fire, escape of water or flood.
Capital Projects Managing risk and issues including modern methods of construction, listed buildings and contract terms and conditions.
Liability Risks Arising from students and staff on campus across large estates. Considerations such as Martyn’s Law and duty of care to students.
Professional Indemnity Competition amongst insurers in this sector is limited following group student action claims and other large one off claims. We have been able to generate interest from competing insurers though the level of engagement we have with our clients to fully understand your specific institution’s risk profile.
Cyber Risks Implementation of online learning technology brings increased risk of cyber crime, which can have devastating consequences.
Travel Risks With universities’ increasing presence overseas and large cohorts of students travelling as part of their degrees, travel insurance can create a significant volume of work for insurance managers.
Clinical Trial Risks These can be complex and high risk despite all of the research and precautions taken. It is therefore vital, and can be regulatory, that there is protection in place for both researchers and participants.