Event liability insurance

In addition to cancellation coverage, organisers of any event should also be aware that they have a legal responsibility towards both attendees and employees. We can now arrange event liability insurance including Public/Product's Liability and Employer's Liability.

Our standard markets can provide standard Public/Product's Liability insurance with limits upto GBP 10,000,000 but we have access to markets providing cover far in excess of this for the major world events.

We also provide standard Employer's Liability insurance for GBP 10,000,000.

Unfortunately, we live in an increasingly litigious society with people more aware of their legal rights, more willing and more able to resort to legal action to obtain redress for injury, loss or damage caused by another party.

Everyone in business needs liability insurance with the events sector being no exception. Adam Brothers Contingency can arrange legal liability cover for damages and claimant's costs and expenses which arise in connection with an event(s) (or your business under an annual policy).

Public Liability

This covers legal liability to third parties for:

• Accidental personal injury, including false detention, false imprisonment and wrongful eviction
• Accidental property damage
• Accidental obstruction, physical loss of amenities, trespass, nuisance or interference with any right of way, light, air or water.

Employer's Liability

This covers legal liability for death, injury or disease suffered by any employee. The term employee includes any person employed under a formal or casual contract, including temporary employees, labour only sub-contractors, self-employed persons and others who may be employed during an event. This therefore provides important cover for staff taken on especially for the event.

Adam Brothers Contingency is part of Griffiths & Armour Global Risks.